E-Business adoption in banking sector: Empirical study

Mansour Naser Alraja*, Nazem M.M. Al-ahmad Malkawi

*Corresponding author for this work

Research output: Contribution to journalArticlepeer-review

13 Citations (Scopus)
43 Downloads (Pure)


Background / Objectives: Depending on prior models, especially Technology, Organization and Environment (TOE) framework, this study aims to develop a research model to study critical factors that affect E-Business Adoption in the Banking Sector. Methods / Statistical Analysis: The research model focuses on examining the impact of organizational capabilities, technology readiness, competition intensity and perceived benefits on adoption of e-business. Data gathered from 106 executives in Jordanian banks was employed to test the effects between the research model constructs using a multiple linear regression test. Findings: From the model factors of this study, the results highlight that perceived benefits, competition intensity and technology readiness are significant factors that shape and affect the e-business adoption. Implications: For practice and research are discussed.

Original languageEnglish
Article number70739
Number of pages5
JournalIndian Journal of Science and Technology
Issue number27
Publication statusPublished - 1 Oct 2015
Externally publishedYes

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