Gender, borrowing patterns and self-employment: some evidence for England

Vania Sena, Jonathan Scott, Stephen Roper

    Research output: Contribution to journalArticlepeer-review

    60 Citations (Scopus)
    12 Downloads (Pure)


    The purpose of this paper is twofold. First, we try to identify whether women have different borrowing patterns from men when trying to get into self-employment along with the factors that explain these different propensities. Second, we try to quantify the impact of these differences in borrowing propensity on women’s willingness to become self-employed. The empirical analysis is carried out on a sample of individuals drawn from the English Household Survey of Entrepreneurship, 2003. Our results show that (1) women are less likely than men to seek external finance and that (2) gender differences in access to finance are affecting adversely the transition into self-employment.
    Original languageEnglish
    Pages (from-to)467-480
    JournalSmall Business Economics
    Issue number4
    Publication statusPublished - May 2012


    Dive into the research topics of 'Gender, borrowing patterns and self-employment: some evidence for England'. Together they form a unique fingerprint.

    Cite this