TY - JOUR
T1 - Strengthening e-banking security using keystroke dynamics
AU - Kabir Usman, Ahmad
AU - Hussain Shah, Mahmood
PY - 2013/12/1
Y1 - 2013/12/1
N2 - This paper investigates keystroke dynamics and its possible use as a tool to prevent or detect fraud in the banking industry. Given that banks are constantly on the lookout for improved methods to address the menace of fraud, the paper sets out to review keystroke dynamics, its advantages, disadvantages and potential for improving the security of e-banking systems. This paper evaluates keystroke dynamics suitability of use for enhancing security in the banking sector. Results from the literature review found that keystroke dynamics can offer impressive accuracy rates for user identification. Low costs of deployment and minimal change to users modus operandi make this technology an attractive investment for banks. The paper goes on to argue that although this behavioural biometric may not be suitable as a primary method of authentication, it can be used as a secondary or tertiary method to complement existing authentication systems.
AB - This paper investigates keystroke dynamics and its possible use as a tool to prevent or detect fraud in the banking industry. Given that banks are constantly on the lookout for improved methods to address the menace of fraud, the paper sets out to review keystroke dynamics, its advantages, disadvantages and potential for improving the security of e-banking systems. This paper evaluates keystroke dynamics suitability of use for enhancing security in the banking sector. Results from the literature review found that keystroke dynamics can offer impressive accuracy rates for user identification. Low costs of deployment and minimal change to users modus operandi make this technology an attractive investment for banks. The paper goes on to argue that although this behavioural biometric may not be suitable as a primary method of authentication, it can be used as a secondary or tertiary method to complement existing authentication systems.
KW - Behavioral biometric
KW - Biometric authentication
KW - E-Banking
KW - E-banking frauds prevention
KW - Fraud prevention
KW - Internet banking security
KW - Keystroke dynamics
UR - http://www.scopus.com/inward/record.url?scp=84893055017&partnerID=8YFLogxK
M3 - Article
AN - SCOPUS:84893055017
VL - 18
JO - Journal of Internet Banking and Commerce
JF - Journal of Internet Banking and Commerce
SN - 1204-5357
IS - 3
ER -